Health Insurance

Health insurance is a comprehensive plan that ensures you and your family receive the best healthcare without financial stress. It covers hospitalization, surgeries, and critical illnesses, providing financial protection against unexpected medical expenses. With cashless hospitalization and a wide network of hospitals, you can focus on recovery rather than worrying about expenses. The plan also offers coverage for pre- and post-hospitalization expenses, ensuring that you are fully protected. Additionally, the premiums paid are eligible for tax deductions under Section 80D, making it a tax-efficient investment. Whether you are an individual, a family, or a senior citizen, health insurance is a must-have for safeguarding your health and financial well-being. With its focus on comprehensive coverage and financial security, this plan ensures that you can access quality healthcare without any financial burden                                                  Why Health Insurance.
1.Medical Inflation: - India has the highest medical inflation in the world that is 14% and this is comparable for than the growth of our Income. So, the medical expenses which we can deserve to pay today from our Income may be incapable to pay in future.
2.Illness & Accident:- According to the current Life style and busy routine,  no one can aware for their upcoming illness and accident
3.Protecting Savings & Assets: - the first step of Financial Planning is to take an adequate Health Insurance. It not only protects our Hard earn Savings but also protect our Assets and other Financial Planning.
4.Relaxation of Mind: - Having an adequate Health Insurance can provide us financially relaxed and we can focus wholly on curing of loved ones in situation of medical emergencies.  
5.Quality Treatment: - Presenting a Health Card on a Hospital can give us a Higher Quality of treatment in comparable to having treatment in Cash. Hospital Authority is aware of our eligibility for treatment and needn’t have to consult with us regarding Treatment expenses.
6.Health Consciousness: - Health Insurance Companies provide us an annual Health check up and monitor our Health conditions.
7.Health Security: - Taking a Health Insurance we provide a Health Security to self and our family on any situation of our life.
Why Buying Early.
1.WAITING PERIODS:- Every Health Insurance have an initial waiting period of 30 Day for Hospitalization due to illness, 2 Years waiting Period for named ailment diseases and near about 4 Years for Pre- Existing Dieses. So we have to buy it earlier so that we can cross these Period.
2.Rejection of Policy: - Health Insurance Company can reject our Policy in case we have diagnosis with any Illness before taking it.
3.   Increasing Premium:- Health Insurance Premium Increases with our increasing age.

Data & Documents Required
1.Proposer’s Aadhar Card both Side.
2.Proposer’s PAN Card.
3.Proposer’s Contact Number & Mail Id
4.Name & Date of Birth of all Insured Person.
5.Height & Weight of all Insured Person.
6.Declaration of Health Conditions & Habits of all Insured Person.
7. Previous Policy Copy in case of Port.

Final Tasks
Get a Hard Copy of Policy Bond & Health Card.
Install Care Customer App 
Aware of its uses & Nearby Network Hospital.